RAD And DAP
Should We Pay RAD Or DAP?
Questions families can use when discussing whether to pay upfront, daily, or a mix.
Short answer
There is no one-size-fits-all answer to RAD versus DAP. A comparison can include cash flow, liquidity, expected stay, refund assumptions, estate goals, and independent advice before a family chooses.
Useful comparison questions
A useful discussion usually compares more than the lowest daily payment.
- How much cash should remain available?
- What happens if the stay is shorter or longer than expected?
- Who needs to understand and agree with the decision?
- What advice is needed before signing?
Turn this into a family decision.
Folra can help model RAD/DAP scenarios and turn the numbers into calmer questions to discuss before anyone signs.
Review the packCheck the current rates
Folra keeps a separate rates page for the MPIR and basic daily care fee currently used in calculator examples.
View current ratesCommon questions
Can Folra recommend RAD or DAP?
No. Folra is educational and helps compare scenarios, but it does not provide personal financial advice.
Sources
Rate and fee claims are checked against Australian Government sources where applicable.
Related guides
Disclaimer: Folra guides are educational only. They do not provide financial, legal, tax, or aged-care advice. Confirm current rules and consider independent advice before making decisions or signing agreements.